WS Chronicle

This holiday season will be extra special for Nancy Mason and her four children, who range in age from 2 to 14. It will be their first Christmas in their new home. They officially “cut the ribbon” to their new home during a dedication ceremony held on Dec. 9.

The Masons have been living in public housing since 2012, and they are thrilled to be moving to a home of their own. “A good neighborhood really matters,” Nancy said. “I want my kids to be able to go outside and get their energy out, in their own yard, without so much traffic.” 

While public assistance is a critical safety net for those who need it, it can trap families in a negative cycle, she said. “If you get a raise or a second job and make more money, your rent goes up, and the cost of childcare goes up. It keeps a lot of us down. In my own home I will know exactly how much I will pay each month and can budget. If I make more money, I can save more. I can paint the walls any color I want and plant a garden. I’ve always wanted a home of my own since I was a child. It really is a dream come true.” 

Habitat has already made a positive impact in her life, she said. The homeownership program includes required classes on subjects such as financial management, home maintenance, nutrition, and wellness. She has begun keeping a journal and has transformed her diet after learning how to shop for affordable organic produce. 

The house is sponsored by Wells Fargo. 

The Habitat homeownership program makes it possible for working families to realize the long-term financial security and stability of owning quality, affordable houses. After earning sweat equity hours from taking classes and volunteering for Habitat, including helping to build their own houses, the families purchase a Habitat house.  

The typical three-bedroom apartment in Forsyth County can cost renters between $900-$1,200/month. A mortgage serviced through Habitat Forsyth costs homeowners between $350-$500/month, including insurance and taxes, not only saving families money each month, but also enabling them to build generational wealth.

“They are such good people at Habitat. They are so understanding and down to earth. I don’t think they realize how much they have already helped me,” said Mason.